Practices

 Insurance is a contract in which one party (the "insured") pays money (called a premium) and the other party promises to reimburse the first for certain types of losses (illness, property damage, or death) if they occur. The most common types of private insurance are health insurance, automobile liability insurance, homeowner's insurance, life insurance, title insurance, and malpractice insurance.

Workforce management is among the most difficult tasks for Human Resource (HR) Managers and Recruiters, consisting of the hiring process and wage issues to workplace safety, discrimination, and the termination of employees. They involve compliance to laws related to hiring and firing, wages and benefits, discrimination and harassment, workplace safety, workplace privacy, and more.